Personal finance can be a challenging topic, but WOMEN are taking charge of their financial well-being more than ever before. With a focus on intentionality and awareness, navigating financial decisions becomes not just about money, but about aligning values with actions and practicing true self-love.
We all know so many get-rich schemes, the delusions of fame and fortune through content creation, or simply marrying rich or resorting to other means… but this article isn’t about that.
Read further for 7 clear and actionable steps that you can start taking now to create more financial abundance and bliss in your life.
Prioritize Personal Development and Creative Growth
Invest in yourself as a creative powerhouse by prioritizing ongoing personal development and creative growth. You can’t step into your state of abundance without first prioritizing yourself in a new way. Consider attending in-person workshops, conferences, and classes to expand your skill set and stay connected with like-minded people. Dedicating time to nurturing your creativity through daily practices such as journaling, sketching, or engaging in creative exercises will create a space for productive habits that support the person you know you deserve to be. A talented and aligned woman is a woman ready to thrive in her wealthy era.
Define Your Financial Goals
Before diving into any goal – especially those around money, it’s crucial to define clear and achievable goals. “Achievable” does not need to limit your ability to dream but make sure your manifestations can be backed up with actions. Take the time to reflect on what matters most to you. Whether it’s buying a home, starting a business, or traveling the world, your goals will serve as a compass guiding your financial decisions.
Check out “This is Why I am Broke” by Melissa Jean-Baptiste
Create a Budget with Purpose
We may not be balancing checkbooks, but a lot of us aren’t balancing a budget either. So here’s a thought… instead of viewing budgets as restrictive, approach budgeting with mindfulness and purpose. Start by assessing your income and expenses, then allocate funds to cover essentials, savings, and discretionary spending. Embrace the practice of conscious spending by prioritizing expenses that align with your values.
Build an Emergency Fund
Life is unpredictable, and having a financial safety net can provide peace of mind during challenging times. Aim to build an emergency fund capable of covering three to six months’ worth of living expenses. Set up automatic transfers to a high-yield savings account to gradually grow your fund over time. Remember, the goal is to be prepared for unexpected expenses without resorting to debt or throwing off your long-term financial goals.
Bonus Money Resource: My Fab Finance
Embrace a Holistic Approach to Well-Being
True wealth encompasses both financial prosperity and also physical, emotional, and spiritual well-being. Prioritize self-care practices that nourish your mind, body, and soul. By nurturing holistic well-being, you’ll cultivate a solid foundation for sustainable creative success and fulfillment. Check out the 21-Day Aligner Guide for more holistic support this season!
Embrace Multiple Streams of Creative Income
As a creative woman, your talents are diverse and multifaceted. Instead of relying solely on traditional income sources, explore avenues to monetize your creativity. Consider freelancing, selling digital products or artwork, licensing your designs, or even collaborating with brands. And yes, influencer marketing is still thriving. Just remember to create a path that you believe in and one you can sustain. Diversifying your income streams not only boosts financial stability but also nurtures your creative spirit by allowing you to explore all the things you might have put off.
Practice Self-Care and Financial Wellness
Mindful financial management extends beyond numbers. One way to make your financial management journey more enjoyable is by creating a ritual around it. Consider scheduling a monthly or quarterly money date. Get dressed up, go to a nice cafe, and work through your budget and money goals. Cultivate gratitude for your financial journey, celebrating progress and learning from setbacks. Surround yourself with a supportive community of like-minded individuals who encourage financial empowerment and growth. Remember that achieving financial wellness is a continuous journey, and it’s okay to seek guidance and support along the way!
Happy Building Your Bankroll + Bliss ♥️
Olamide Michelle
